For customers who prefer to earn great checking and savings interest rates.
For customers who want to earn 3.00% APY* on balances up to $15,000 if qualifications are met.
Month | Qualification Dates |
January | 12/29/2023 - 1/30/2024 |
February | 1/31/2024 - 2/28/2024 |
March* | 2/29/2024 - 3/28/2024 |
April | 3/29/2024 - 4/29/2024 |
May | 4/30/2024 - 5/30/2024 |
June* | 5/31/2024 - 6/27/2024 |
July | 6/28/2024 - 7/30/2024 |
August* | 7/31/2024 - 8/29/2024 |
September* | 8/30/2024 - 9/27/2024 |
October | 9/28/2024 - 10/30/2024 |
November | 10/31/2024 - 11/27/2024 |
December | 11/28/2024 - 12/30/2024 |
January 2025 | 12/31/2024 - 1/30/2025 |
*As a reminder, debit card transactions need to be posted AND cleared to count for the monthly total. Transactions do not post on weekends. Please keep this in mind during these months that end on or around a weekend.
See below for a more detailed explanation.
Qualification cycles begin on the last business day of the month and end on the second to last business day of the following month. Qualified transactions completed on Saturdays, Sundays, or Federal holidays would be posted on the following business day.
Examples in 2024: Debit transactions on September 28 or 29 will post on Monday, September 30 and be included in the October qualification cycle. Transactions completed on Thanksgiving, November 28 will post on Friday, November 29 and be included in the December qualification cycle.
Non-Nicolet Bank ATM transaction | $0 |
Check Processing | $0 |
Unsigned Check | $10 per check |
Overdraft Protection Line of Credit^ | $25 annual |
Overdraft Protection Line of Credit Advance | $6 |
For customers who want to earn 3.50% APY* on balances up to $50,000 if qualifications are met.
When qualifications are met on your Real Rewards Checking account during a Monthly Qualification Cycle
Click here to view the Real Rewards Checking Terms and Conditions
Click here to view the Real Saver Savings Terms and Conditions
Real Rewards Checking rates last updated 08/05/2024.
Real Saver Savings rates last updated on 08/05/2024. Rates are subject to change without notice.
*Your stated APY(Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit. Fees may reduce earnings and APY. Withdrawals of interest earned will reduce earnings and APY. Interest is compounded monthly. Interest is credited to your account monthly. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.
**Each qualification cycle begins on the last business day of the month and ends on the second to last business day of the following month. For a complete calendar of qualification cycles view calendar above.
^Subject to credit approval.
You will be directed to a website that Nicolet Bank does not manage. We are not responsible for the content, links, privacy policy, or security policy of that website.
Leave Now Stay HerePlease do not include your account number, social security number or other sensitive information through email.
Continue to Email Stay Here