Student Checking^
A non interest earning account with no monthly service fees and no monthly minimum balance for customers between the ages of 15 and 25.
Interest Earned
- No interest earned.
- UChoose Rewards Program: Earn 250 UChoose Rewards points at account opening; earn 1 point for each $1.00 spent on signature-based debit card purchases; earn 1 point for each $2.00 spent on PIN-based debit card purchases. UChoose Rewards points expire after 36 months. To participate in the UChooseRewards Program and earn rewards points, go to uchooserewards.com and register your debit card.
Free Products and Services
Qualifications
- For ages 15 to 25
- An adult co-signer is required on accounts opened for minors (under 18 years old).
2024 Student Checking Accounts Qualification Cycle
Print Page| Month | Qualification Dates |
|---|---|
| January | 12/29/2023 - 1/30/2024 |
| February | 1/31/2024 - 2/28/2024 |
| March* | 2/29/2024 - 3/28/2024 |
| April | 3/29/2024 - 4/29/2024 |
| May | 4/30/2024 - 5/30/2024 |
| June* | 5/31/2024 - 6/27/2024 |
| July | 6/28/2024 - 7/30/2024 |
| August* | 7/31/2024 - 8/29/2024 |
| September* | 8/30/2024 - 9/27/2024 |
| October | 9/28/2024 - 10/30/2024 |
| November | 10/31/2024 - 11/27/2024 |
| December | 11/28/2024 - 12/30/2024 |
| January 2025 | 12/31/2024 - 1/30/2025 |
*As a reminder, debit card transactions need to be posted AND cleared to count for the monthly total. Transactions do not post on weekends. Please keep this in mind during these months that end on or around a weekend.
See below for a more detailed explanation.
Qualification cycles begin on the last business day of the month and end on the second to last business day of the following month. Qualified transactions completed on Saturdays, Sundays, or Federal holidays would be posted on the following business day.
Examples in 2024: Debit transactions on September 28 or 29 will post on Monday, September 30 and be included in the October qualification cycle. Transactions completed on Thanksgiving, November 28 will post on Friday, November 29 and be included in the December qualification cycle.
Student Checking Fees
| Check processing | $ 0.50 fee per check processed over the 5 free per statement cycle. |
| Unsigned check | $10 per check |
| Check prices | Ask your banker for details |
Click here to view the Student Checking Terms and Conditions
*Paper Statements: There is a $5.00 fee per month to receive paper statements. To avoid the fee, you will need to create an online banking user ID and password, and enroll in electronic statements. After you enroll in electronic statements, you will receive your account statements electronically.
**Nicolet National Bank (Nicolet) will not charge a fee for the first 5 ATM transactions per statement cycle processed through an ATM that is not owned by Nicolet. The owner of the ATM may charge a fee for these transactions, of which Nicolet will reimburse up to $5.00 per statement cycle. Nicolet will charge $1.00 per transaction for each non-Nicolet ATM transaction after the 5 free transactions per statement cycle, in addition to the fee the owner of the ATM may charge.
^Subject To Credit Approval
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