Personal Banking / Checking Accounts
An account for your financial lifestyle.
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High Interest Checking from Nicolet Bank

We currently have thousands of customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with Real Rewards checking.

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Find Your Checking Account

From basic to high-interest, we have a checking account to meet your needs.

Checking

Real Rewards Checking

For customers who want to earn a great interest rate.

  • Earn 3.00% APY* each month on balances up to $15,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
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Real Cash Back Checking

For customers who prefer to earn cash back.

  • Earn up to $108 every year!
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
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Value Checking

For customers who prefer a simple checking account without a monthly maintenance fee.

  • Free Mobile Banking and Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance
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Platinum Checking

For customers who prefer an interest bearing account.

  • Interest-bearing checking account
  • Free Mobile Banking & Mobile Deposit
  • Access to 30,000 fee-free ATMs nationwide
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Student Checking

For students between the ages of 15 and 25 who prefer a simple checking account.

  • No monthly service fees
  • No monthly minimum balance
  • Includes free online banking, free electronic bill pay, and 5 free non-Nicolet ATM Transactions per billing cycle
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Checking + Savings

Real Rewards Checking + Real Saver Savings

For customers who prefer to earn great checking and savings interest rates.

  • Checking at earns 3.00% APY* each month on balances up to $15,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • Our best savings rate
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Real Rewards Checking + Real Saver Savings

For customers who prefer to earn great checking and savings interest rates.

  • Checking at earns 3.00% APY* each month on balances up to $15,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • Our best savings rate
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Real Cash Back Checking + Real Cash Back Savings

For customers who prefer to earn cash back on checking and savings.

  • Checking that earns up to $108 every year!
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • Our best savings rate
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Compare Checking Accounts

* Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit. Fees could reduce earnings and APY.