For customers who prefer to earn 3% cash back on all debit card purchases up to $300 if qualifications are met.
Month | Qualification Dates |
---|---|
January | 12/31/2024 - 1/30/2025 |
February | 1/31/2025 - 2/27/2025 |
March* | 2/28/2025 - 3/28/2025 |
April | 3/29/2025 - 4/29/2025 |
May | 4/30/2025 - 5/29/2025 |
June* | 5/30/2025 - 6/27/2025 |
July | 6/28/2025 - 7/30/2025 |
August | 7/31/2025 - 8/28/2025 |
September | 8/29/2025 - 9/29/2025 |
October | 9/30/2025 - 10/30/2025 |
November* | 10/31/2025 - 11/26/2025 |
December | 11/27/2025 - 12/30/2025 |
January 2026 | 12/31/2025 - 1/29/2026 |
*As a reminder, debit card transactions need to be posted AND cleared to count for the monthly total. Transactions do not post on weekends. Please keep this in mind during these months that end on or around a weekend.
See below for a more detailed explanation.
Qualification cycles begin on the last business day of the month and end on the second to last business day of the following month. Qualified transactions completed on Saturdays, Sundays, or Federal holidays would be posted on the following business day.
Examples in 2025: Debit transactions on March 29 or 30 will post on Monday, March 31 and be included in the April qualification cycle. Transactions completed on Thanksgiving, November 27 will post on Friday, November 28 and be included in the December qualification cycle.
Check processing | $0 |
Unsigned check | $10 per check |
Overdraft protection line of credit ^ | $25 annual |
Overdraft protection line of credit advance | $6 |
Non-Nicolet Bank ATM transaction | $0 |
Check prices | Ask your banker for details |
Click here to view the Real Cash Back Checking Terms and Conditions
^Subject to Credit Approval
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