Real Cash Back Checking^

For customers who prefer to earn 3% cash back on all debit card purchases up to $300 if qualifications are met.

Interest Earned

No interest earned.

Open Account

Free Products and Services

Online banking and bill pay YES

eStatements (required) YES

Debit/ATM Card YES

Checks Processed Per Month UNLIMITED

Qualifications

eStatements
Direct Deposit
10 debit transactions posted and cleared per qualification cycle (PIN or signature)

View Calendar

2024 3% Cash Back Checking Accounts Qualification Cycle

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Month	Qualification Dates
January	12/29/2023 - 1/30/2024
February	1/31/2024 - 2/28/2024
March*	2/29/2024 - 3/28/2024
April	3/29/2024 - 4/29/2024
May	4/30/2024 - 5/30/2024
June*	5/31/2024 - 6/27/2024
July	6/28/2024 - 7/30/2024
August*	7/31/2024 - 8/29/2024
September*	8/30/2024 - 9/27/2024
October	9/28/2024 - 10/30/2024
November	10/31/2024 - 11/27/2024
December	11/28/2024 - 12/30/2024
January 2025	12/31/2024 - 1/30/2025

*As a reminder, debit card transactions need to be posted AND cleared to count for the monthly total. Transactions do not post on weekends. Please keep this in mind during these months that end on or around a weekend.

See below for a more detailed explanation.

Qualification cycles begin on the last business day of the month and end on the second to last business day of the following month. Qualified transactions completed on Saturdays, Sundays, or Federal holidays would be posted on the following business day.

Examples in 2024: Debit transactions on September 28 or 29 will post on Monday, September 30 and be included in the October qualification cycle. Transactions completed on Thanksgiving, November 28 will post on Friday, November 29 and be included in the December qualification cycle.