Personal Banking / Home Lending / Home Equity Line of Credit
Let the equity in your home work for you.

Home Equity Line of Credit (HELOC)

At Nicolet National Bank, we help homeowners achieve their financial goals by taking advantage of the equity that is already built into their home. For homeowners in need of flexible financing, our home equity loan offers accommodating refinancing terms and provides the competitive interest rates and fees you are searching for. Homeowners are matched with a professional loan officer who will help guide you through the many home loan options available and the entire loan process.

 

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HELOC with No Annual Fee Disclosure
HELOC with $50 Annual Fee Disclosure
What You Should Know About Your HELOC

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What are the benefits of a Home Equity Line of Credit?

With a Home Equity Line of Credit, you get the flexibility to borrow money whenever you need it, up to a certain limit. A HELOC offers great payment options, the ability to claim the interest rate you pay as a tax write off, competitive rates and lower closing costs and fees compared to other loans. And once you start making regular HELOC payments, you can work towards building a good credit score and a better credit report.

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What could you do with a HELOC?

A home equity line of credit can be a great way to add financial flexibility to your life and help you achieve your financial dreams. A HELOC gives you access to funds that can be used for the home improvement projects you’ve been putting off or a major purchase like funding a wedding, education, or medical bills. You can also use a HELOC to consolidate your debt and make it more manageable. With a HELOC, you can sleep well knowing that you will always have access to an emergency fund with competitive rates and flexible terms.